Use our range of comprehensive tools to help you with your budgeting.

There’s nothing more important to your financial wellbeing than mastering the art of budgeting – and with the current economic climate, there’s never been a better time to pause, take stock and use a budget to help improve your financial confidence.

The good news is, there are now user-friendly online tools that make setting a budget easy, and sticking to it even more satisfying. Westpac, for example, offers an online budgeting tool as part of Online Banking. You enter the details of your income and costs, press “calculate” and the tool:

• Calculates any surplus or shortfall in your finances.
• Refers you to the relevant areas of the bank eg: financial planner for investment options (if there’s a surplus) or advice on reducing your expenses (if there’s a shortfall).
• The online calculator can be found at the Westpac website.

If you would like to learn more about budgeting we offer an online budgeting tutorial, “Managing Your Money”.This can be found
at www.westpac.co.nz/money

We offer free money management workshops to a wide range of groups throughout New Zealand. We work with organisations such as schools, employers and churches to help them develop effective money management skills for their people. Managing Your Money workshops are fun, interactive and impartial. If you think your group, class or workplace might benefit from a Managing Your Money workshop, please let us know by registering at managingyourmoney@westpac.co.nz